Updated 01/28/2021
This privacy policy applies to https://www.championlender.com, a Brand owned and operated by Champion Lender, LLC (hereinafter referred to as “Champion Lender or “Site”). We share our information with our Premier Partners (see premier partner list) and all information submitted is shared with Secure Rights DBA LeadPoint. This privacy policy describes how Champion Lender collects and uses the personal information you provide on our website: https://www.championlender.com. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Contact Information such as name and email address. Unique Identifiers such as: user name, account number, password. demographic information such as:
We use this information to:
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Champion Lender, Secure Rights and Premier Partners choose to share; and whether you can limit this sharing. We will share your personal information with third parties only in the ways that are described in this privacy policy. We do not sell your personal information to third parties.
Reasons we can share your personal information
In certain situations, Champion Lender LLC, Secure Rights and Premier Partners may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. For our everyday business purposes – such as to process your transactions, maintain your account(s), as required by law, such as to respond to court orders and legal investigations, similar legal process or report to credit bureaus and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. If Champion Lender LLC is involved in a merger, acquisition, or sale of all or a portion of its assets, you will receive a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Yes
Can you limit this sharing?Yes
Call 800-957-3710 – our menu will prompt you through your choice(s) Please note:cIf you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. However, you can contact us at any time to limit our sharing.
Service Providers – We may provide your personal information to companies that provide services to help us with our business activities such as shipping your order or offering customer service. These companies are authorized to use your personal information only as necessary to provide these services to us.
Contact us on the contact information listed below:
Champion Lender LLC
6900 Tavistock Lakes Blvd Suite 400
Orlando, FL, 32827
info@championlender.com
Call 800-957-3710
Champion Lender, LLC, a California limited liability company that may use the name “Champion Lender.”
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. When you enter sensitive information (such as Social Security number) and any personal information on our Site, we encrypt the transmission of that information using secure socket layer technology (SSL). We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee absolute security. If you have any questions about security on our website, you can contact us at info@thedebtchampions.com.
We collect your personal information, for example, when you:
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes —information about your creditworthiness. Affiliates from using your information to market to you. Sharing for non-affiliates to market to you state laws and individual companies may give you additional rights to limit sharing. See ‘Other Important Information’ section.
Champion Lender and its partners use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our website or service.
As is true of most websites, we gather certain information automatically. This information may include Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, date/time stamp, and/or clickstream data to analyze trends in the aggregate and administer the site.
Notwithstanding any other provision, we may also engage a third party partner for the purpose of recognizing users and delivering to them interest-based content and advertisements. We may share information about you with our partners such as your name, postal address, email, device ID, or other identifier in encrypted, hashed or de-identified form. Our partners also may collect information from you, such as your IP address and information about your browser or operating system; may combine our personal and non-personal offline information about you with information from other partners in data sharing cooperatives in which we participate; and may place or recognize a unique cookie on your browser. These cookies contain no personally identifiable information; they may contain demographic or other data in de-identified form. To opt-out of third party cookies, please go to: Digital Advertising Alliance’s consumer choice page.
Upon request, Champion Lender will provide you with information about whether we hold any of your personal information. If your personal information changes, or if you no longer desire our service, you may correct, update, amend, delete/remove, by making the change on our member information page or by emailing our Customer Support at info@thedebtchampions.com We will respond to your request within a reasonable timeframe.
We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
We may update this privacy policy to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include Secure Rights DBA LeadPoint, Freedom Debt Relief, LLC, Freedom Financial Asset Management, LLC and Freedom Tax Relief, LLC and Premier Partners (see ‘Premier Partners’ for list).
Companies not related by common ownership or control. They can be financial and non-financial companies. We share with non affiliates in the categories of credit counseling agencies, loan broker and other financial service providers, insurance companies, mortgage providers and broker/dealers, solar, or debt settlement.
A formal agreement between non-affiliated financial companies that together market financial products or services to you. We have no joint marketing partners. For other important information see below for additional state-specific disclosures.
Our Site includes links to other websites whose privacy practices may differ from those of www.championlender.com. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any Web site you visit.
Our Site includes social media features, such as the Facebook “like” button and widgets, such as the “share” button or interactive mini-programs that run on our site. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy policy of the company providing it.
You can log in to our Site using sign-in services such as Facebook Connect or an Open ID provider. These services will authenticate your identity and provide you the option to share certain personal information with us such as your name and email address to pre-populate our sign up form. Services like Facebook Connect give you the option to post information about your activities on this Web site to your profile page to share with others within your network.
Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails, accessing the email preferences in your account settings page or you can contact us at info@championlender.com.
Our Site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, contact us at info@championlender.com. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
The profile you create on our site will be publicly accessible unless otherwise indicated. You may change the privacy settings of your profile through your account portal or you can contact us at : info@championlender.com.
FOR CALIFORNIA RESIDENTS: In accordance with California law, we will not share information we collect about you with non affiliates, except as allowed by law. For example, we may share information with your consent or to service your accounts. Among our affiliates, we will limit information sharing to the extent required by California law. You can also limit our sharing for joint marketing with other financial institutions. See the accompanying “Important Privacy Choices for Consumers — Additional Rights for California Residents.”
FOR NEVADA RESIDENTS: We are providing you this notice pursuant to state law. You maybe placed on our internal “do not call” list by calling 8005447211. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555E. Washington St. — Suite 3900, Las Vegas, NV89101; 702-486-3132 — BCPINFO@ag.state.nv.us.
FOR VERMONT RESIDENTS: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies who are not affiliates, except as permitted by law, such as with your consent or to service your accounts. We will not share information about your credit worthiness with our affiliates without your authorization or consent but we may share information about our transactions or experiences with your with our affiliates without your consent.
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